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Loans & Credit

Whether your credit needs are immediate or long term, CNB Bank & Trust, N.A. has solutions to help with everyday expenses, to expand your business, or to meet your unexpected needs. CNB Bank & Trust, N.A.'s loan staff has over 350 years of combined loan experience.

Use our Loan Calculators

Please feel free to contact a member of our loan staff with any questions about the products below.

  • Commercial Real Estate Loans
  • Construction Loans
  • Equipment Financing
  • Government Guaranteed Loans
  • Letters of Credit
  • Lines of Credit
  • Loans to Acquire Existing Businesses
  • Revolving Lines of Credit
  • Special Financing
  • Term Business Loans
  • Working Capital Loans

Commercial Loans

  • Commercial Equipment
  • Inventory, Account Receivable, and Fixture Financing
  • New and Used Farm Equipment
  • Crops
  • Cattle
  • Other Business Purposes


  • Funding for a capital purchase
  • Operating expenses
    • - Planting and harvesting costs
    • - Maintenance and repairs of equipment
    • - Cow-calf operation
    • - Traditional feeder operation
    • - Hog production operation
    • - Quick responses to your loan requests
  • Land Financing - We provide quality lending services to:
    • - Farmers who are expanding their operations
    • - Farmers who are interested in refinancing their present land loans
    • - Investors in farmland


  • Capital goods
  • Equipment for agricultural or commercial use

Real Estate

  • Land improvements
  • Land developments
  • Commercial construction
  • Home improvement

Contact one of our loan officers today for more information

Use one of our calculators

Business Credit Cards

Visa Business Cards

From Main Street to your street, we want our community to thrive. Don't settle for a credit card that won't work as hard for you as we do.

  • Competitive rates
  • State-of-the-art security on your card
  • Earn rewards on your purchases towards merchandise, travel, entertainment, etc.

Card Rewards

Credit Card Application & FAQs
For more information or questions regarding your account, please contact TCM's 24 Hour Customer Service at 800-883-0131.

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