PersonalSavings YouthSavings Accumulator Savings Christmas Club Savings Progressive Savings Minimum Opening Deposit $200$50 for 18 and under $5 $10 $10 $10,000 Min Balance to Avoid Fees $200 No Min Balance No Min Balance No Min Balance $10,000 Monthly Minimum Balance Fee $3 each month balance falls below $200 any day of the month No Fee No Fee No Fee $10 each month if balance is under $10,000 Interest Compounding Frequency Quarterly Quarterly Daily Annuallyat Maturity Monthly Free Online ServicesOnline Banking, Mobile Banking, eStatements Yes Yes Yes Yes Yes Statements Monthly or QuarterlyBased on activity & relationships Monthly or QuarterlyBased on activity & relationships At MaturityBased on activity & relationships At Maturity Based on activity & relationships Monthly or Quarterly Based on activity & relationships Min Balance to Earn Interest $200 $0.01 $40 $50 $0.01 Maturity Date ---- ---- You choose the maturity dateMust be at least 6 months from date of opening October 1st ---- Variable RateCall for current rates Yes Yes Fixed for the term chosen Fixed until maturity on October 1 each year Yes Personal Savings is a basic, low-fee savings account that helps to build a nest egg for the future. Youth Savings is an ideal account for those under the age of 13 that has no monthly fee or minimum requirements. Accumulator Savings account helps you to focus on fulfilling a financial goal for a specific project. You schedule the deposits and choose the maturity date. Christmas Club Savings is an excellent tool that assists you to save for holiday expenses. Payout occurs yearly in early October. Progressive Savings account is designed with tiered interest rates. The more you deposit the more you earn, while still having access to your funds.