At CNB Bank & Trust, N.A., supporting our communities and the businesses that help them grow is a number one priority. We offer a wide variety of accounts to meet your unique business needs. Our accounts are designed to work hard – so you don't have to!
Find the right account for you, compare our business checking accounts.
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ClickSWITCH
Now you can easily move recurring payments to a new account at CNB Bank & Trust, N.A - all with the click of a mouse. With ClickSWITCH® account information is transferred instantly. It’s fully automated, convenient, and can take as little as 10 minutes. An activation code is required. Contact your account representative to be issued an activation code.
Learn More About ClickSWITCH Switch your account NOW!
Small Business Checking Account
Designed for businesses with a relatively low number of monthly transactions
- Minimum Opening Deposit $200.00
- No Minimum Balance Requirements
- No Monthly Maintenance Fee
- No additional charge for the first 150 transactions. Anything over 150 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
- eStatements only (Non-profit organizations – paper statement available)
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
- FREE QuickBooks® Uploads
Regular Business Checking Account
Run your business smoothly with this full-service account
- Minimum Opening Deposit $200.00
- Monthly Service Charge of $10.00
- No additional charge for the first 400 transactions. Anything over 400 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
- Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate the business customer's portfolio, not just this account)
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Uploads
Interest Bearing Business Checking Account
For non-profits with higher balances
- Minimum Opening Deposit $200.00
- No Minimum Balance Requirements
- Monthly Service Charge of $10.00
- No additional charge for the first 150 transactions. Anything over 150 will assess $0.05 per transaction (transactions consist of deposits, deposited items & checks written)
- Minimum Balance Requirement to earn interest $2,500.00 - Please Call For Current Rates
- Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate this account's balance, not portfolio)
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Upload
Interest Bearing Business Money Market Account
Boost your earnings with tiered interest rates
- Minimum Opening Deposit $200.00
- $2,500.00 Minimum Balance requirement to avoid monthly minimum balance fee of $20.00
- No additional charge for the first 6 withdrawals or transfers. Anything over 6 will assess $15.00 per transaction
- Covered transactions are limited to 6 per statement cycle. (Refer to Truth in Savings Disclosure for more details)
- Transfers to pay debts to the bank are permitted without limitation
- Minimum Balance Requirement to earn interest $2,500.00
- Interest Tiers - Please Call For Current Rates
- $2,500.00 - $19,999.99
- $20,000.00 - $49,999.99
- $50,000.00 - Up
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Upload
Cash Management for businesses is available through CNB Bank & Trust, N.A. for just $15. Contact your local facility today for more information.
| |
Small Business Checking |
Regular Business Checking |
Interest Bearing Business Checking (Non-Profits Only) |
Interest Bearing Business Money Market |
| Minimum Opening Deposit |
$200 |
$200 |
$200 |
$200 |
| Min Balance to Avoid Fees |
No Min Balance |
No Min Balance |
No Min Balance |
$2,500 |
| Monthly Service Fee |
No Service Charge |
$10 Service Charge |
$10 Service Charge |
$20 Minimum Balance Fee
If balance falls below $2500 |
| ATM/Debit Card |
Yes |
Yes |
Yes |
Yes |
Limit on Monthly Transactions
Transactions consist of deposits, deposited items & checks written |
150 or Under Anything over 150 will assess $0.25 per transaction* |
400 or Under
Anything over 400 will assess $0.25 per transaction* |
150 or Under
Anything over 150 will assess $0.25 per transaction* |
6 or Under
Withdrawals or Transfers
Anything over 6 will assess $15.00 per transaction.
Regulatory Restrictions apply to withdrawals and transfers. See account disclosure |
Free Online Services
Online Banking, Mobile Banking, Bill Pay, eStatements |
Yes |
Yes |
Yes |
Yes |
Interest Bearing
Call for current rates |
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Yes |
Yes |
| Min Balance to Earn Interest |
---- |
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$2,500 |
$2,500 |
| Free QuickBooks ® Uploads |
Yes |
Yes |
Yes |
Yes |
| Statements |
Monthly with Images
Must have eStatements unless non-profit |
Monthly With Images |
Monthly With Images |
Monthly With Images |
Other Feature
*earnings credit is used to offset or reduce service fees |
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Earnings Credit* of $0.04 for every $100 Earnings credit will evaluate the customer's portfolio, not just this account |
Earnings Credit* of $0.04 for every $100 Earnings credit will evaluate this account's balance, not portfolio |
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