At CNB Bank & Trust, N.A., supporting our communities and the businesses that help them grow is a number one priority. We offer a wide variety of accounts to meet your unique business needs. Our accounts are designed to work hard – so you don't have to!
Find the right account for you, compare our business checking accounts.
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ClickSWITCH
Now you can easily move recurring payments and direct deposits to a new account at CNB Bank & Trust, N.A - all with the click of a mouse. With ClickSWITCH® account information is transferred instantly, It’s fully automated, convenient and as little as 10 minutes.
Small Business Checking
Designed for businesses with a relatively low number of monthly transactions
- Minimum Opening Deposit $200.00
- No Minimum Balance Requirements
- No Monthly Maintenance Fee
- First 150 Transactions Free, Anything over 150 will Assess $0.25 per Transaction (transactions consist of deposits, deposited items & checks written)
- eStatements only (Non-profit organizations – paper statement available)
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
- FREE QuickBooks® Uploads
Regular Business Checking
Run your business smoothly with this full-service account
- Minimum Opening Deposit $200.00
- No Minimum Balance Requirements
- Monthly Service Fee of $10.00
- First 400 Transactions Free, Anything Over 400 Will Assess $0.25 per Transaction (transactions consist of deposits, deposited items & checks written)
- Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate the business customer's portfolio, not just this account)
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Uploads
Interest Bearing Business Checking
For non-profits with higher balances
- Minimum Opening Deposit $200.00
- Monthly Service Fee of $10.00
- Minimum Requirement to earn interest $2,500.00 - Please Call For Current Rates
- First 150 Transactions Free, Anything over 150 will Assess $0.05 per Transaction (transactions consist of deposits, deposited items & checks written)
- Earnings Credit of $0.04 for every $100.00 (earnings credit will evaluate this account's balance, not portfolio)
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Upload
Interest Bearing Business Money Market
Boost your earnings with tiered interest rates
- Minimum Opening Deposit $200.00
- $2,500.00 Minimum Balance requirement to avoid monthly service fee of $20.00
- Unlimited deposits, transfers and withdrawals made in person, by ATM or mail
- Transfers to pay debts to the bank are permitted without limitation
- Interest Tiers - Please Call For Current Rates
- $2,500.00 - $19,999.99
- $20,000.00 - $49,999.99
- $50,000.00 - Up
- Covered transactions are limited to 6 per statement cycle. (Refer to Truth in Savings Disclosure for more details)
- Monthly Paper Statements - With Check Images
- FREE eStatements
- FREE QuickBooks® Upload
Cash Management for businesses is available through CNB Bank & Trust, N.A. for just $15. Contact your local facility today for more information.
| |
Small Business Checking |
Regular Business Checking |
Interest Bearing Business Checking (Non-Profits Only) |
Interest Bearing Business Money Market |
| Minimum Opening Deposit |
$200 |
$200 |
$200 |
$200 |
| Min Balance to Avoid Fees |
No Min Balance |
No Min Balance |
No Min Balance |
$2,500 |
| Monthly Service Fee |
No Service Fee |
$10 |
$10 |
$20 If balance falls below $2500 |
| ATM/Debit Card |
Yes |
Yes |
Yes |
Yes |
Limit on Monthly Transactions
Transactions consist of deposits, deposited items & checks written |
150 or Under Anything over 150 will assess $0.25 per transaction* |
400 or Under Anything over 400 will assess $0.25 per transaction* |
150 or Under Anything over 150 will assess $0.25 per transaction* |
Regulatory Restrictions apply to withdrawals and transfers. See account disclosure |
Free Online Services
Online Banking, Mobile Banking, Bill Pay,
eStatements |
Yes |
Yes |
Yes |
Yes |
Interest Bearing
Call for current rates |
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Yes |
Yes |
| Min Balance to Earn Interest |
---- |
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$2,500 |
$2,500 |
| Free QuickBooks ® Uploads |
Yes |
Yes |
Yes |
Yes |
| Statements |
Monthly - With Images Must have eStatements unless non-profit |
Monthly With Images |
Monthly With Images |
Monthly With Images |
Other Feature
*earnings credit is used to offset or reduce service fees |
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Earnings Credit* of $0.04 for every $100 Earnings credit will evaluate the customer's portfolio, not just this account |
Earnings Credit* of $0.04 for every $100 Earnings credit will evaluate this account's balance, not portfolio |
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